Why do I need insurance?

Money can be tight when it comes time to pay the bills. That doesn’t change the fact that you still need insurance. There are many types of insurance available such as health, auto, boat, home, and even animal insurance. The common fact about all types of insurance is that it is there to protect you and your investment.

Auto Insurance

This type of insurance is mandatory for drivers to keep updated in order to continue to drive on the public roads, legally. Having valid auto insurance will provide you with the best care if you are ever in an auto accident. If you do not have insurance, you must pay out of pocket for your medical costs.

Health Insurance

Health insurance is really important for those who need a lot of medical services such as children, pregnant women, and the elderly. There are lots of reasons why you should have medical insurance such as emergencies, common colds and flu symptoms, or any other issues that need medical service. There is also vision insurance that will help you with your eye tests, glasses or contacts, and surgery if needed. There is also dental insurance that can help you with minor and major dental work. These types of insurance will keep you healthy without going into debt in the process.

Home Insurance

Home insurance will keep your home and valuables safe against damages and theft. Your home is an investment and should be protected to keep your money safe. You work hard to have nice things, so why should you lose everything you worked so hard for if there happens to be a disaster or a robbery? Home insurance will ensure that your investment will not lose value.

Those are the major types of insurance available. You can see why it is beneficial to spend that extra money each month to keep yourself safe. One issue such as a car accident can leave you devastated and unable to work and pay bills. Your insurance is going to help you get the medical attention you need and some cash for what you have lost in wages. It is always better to be safer than sorry in a situation that can uproot your whole life in the blink of an eye.